Debt Check: How to Find Out if You Have a Case in Ozaa LePoal

Overview

This guide explains how to verify if a case has been opened against you in the Israeli Execution Office (Hotza'a la-Po'al). The existence of a case signifies that a creditor (an individual or entity to whom you owe money) has initiated a formal debt collection process, which can lead to severe restrictions.

Who is Entitled?

The following parties may check for information about debts:

• Any individual wishing to inquire about cases opened in their name.
• An attorney or an authorized representative holding a notarized power of attorney (ייפוי כוח) to represent another person's interests.
• A creditor (הזוכה) to check the status of a case they have opened against a debtor.

Who cannot obtain information:

• Third parties without a power of attorney cannot access information about others' debts due to confidentiality regulations.

Your Rights

You have the right to receive complete information on any case opened in your name. This information includes:

• Case number (מספר תיק).
• The initial debt amount and the current balance, including interest and fees.
• Creditor's details (who opened the case).
• The date the case was opened.
• A list of all actions and restrictions imposed within the case (e.g., account seizure, travel ban).

Step-by-Step Guide

1. Online Check (Recommended): The fastest method is through the "Personal Area" on the website of the Enforcement and Collection Authority (רשות האכיפה והגבייה).

   • Go to the authority's official website.
   • Locate the "אזור אישי" (Personal Area) section.
   • Log in using the Government Identification System (מערכת ההזדהות הממשלתית). If you are not registered, you must complete the registration process.
   • After logging in, you will see a list of all cases opened in your name, if any exist.

2. Check by Telephone: You can call the information center of the Enforcement and Collection Authority.

   • Find the current phone number on the official website.
   • Be prepared to provide your Teudat Zehut number and answer security questions.
   • The operator will be able to confirm the presence or absence of cases.

3. In-Person Visit: You may visit any branch (lishka) of the Hotza'a la-Po'al.

   • Find the branch nearest to you.
   • Bring your Teudat Zehut with you.
   • At the branch, you can obtain a printout with all the information about your cases. Be prepared for a potential wait.

Required Documents

• Teudat Zehut (תעודת זהות): Mandatory for any verification method.
• Power of Attorney (ייפוי כוח): If you are checking information for another person.
• Login credentials for the Government Identification System: Username and password for the online check.

Potential Pitfalls

• Do not ignore correspondence: The initial notification of a case opening (אזהרה) is sent by registered mail. Non-receipt of the letter does not absolve you of responsibility.
• The debt grows rapidly: Interest (ribit) and late payment interest (ribit pigurim) are added to the initial debt amount, which can significantly increase the total sum.
• Risk of sanctions: If you do not respond to the case opening, the enforcement officer may impose severe restrictions: freezing of a bank account, a ban on leaving the country, revocation of a driver's license, and others.
• Government Identification System: Register in advance with the "Ma'arekhet ha-Zihuy ha-Memshaltit." This is the key to most government online services in Israel, including checking for debts.

Contacts and Links

For the most current information, including branch addresses, the information center's phone number, and a direct link to the "Personal Area," visit the official website of the Enforcement and Collection Authority (רשות האכיפה והגבייה).

• Online Services: Look for the "אזור אישי" section on the official website.
• Call Center: The phone number is listed on the official website.

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